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Michele Bullock, governor of the Reserve Bank of Australia (RBA), speaks during a news conference in Sydney, Australia.

No Mortgage? Why You Should Still Care About Interest Rates

Yesterday the Reserve Bank of Australia announced its decision to hold the cash rate. We asked an expert how homeowners, renters and workers could be impacted.

Rates are on hold at 4.35 per cent, the same position since November, 2023.

The RBA’s decision isn’t a shock to many economists, but predictions that interest rates would fall by the end of 2024 are now being questioned.

Motley Fool reporter Scott Phillips explains why people WITHOUT mortgages should care on The Briefing podcast:

“If you are renting, your landlord’s costs are going to be impacted by interest rates,” said Motley Fool Chief Investment Officer Scott Phillips.

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“Rents have been going through the roof. Why? Largely because landlords have found themselves trying to cover a gap between what they thought they were going to have to pay and what they are now paying.”

“They can come down to jobs at some point as well, if the companies aren’t making enough to keep us on,” Phillips said.

Subscribe to The Briefing, Australia’s fastest-growing news podcast on LiSTNR today. The Briefing serves up the latest news and deep dives on topics affecting you, all in under 20 minutes.